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Individual Travel Insurance Policy

Is it work or vacation, business or leisure that keeps the traveller in you alive? Whatever the answer, we ensure you have no reason to slow down. Travel insurance secures all possible risks and prepares you for unforeseen situations.

To solve all your travel panics, HDFC ERGO offers Travel Insurance to assure you a smooth travel experience at international destinations. It helps in dealing with situations like loss of baggage, loss of documents and medical emergencies effectively. With HDFC ERGO Travel Insurance, keep your travel worries at bay and enjoy your vacation thoroughly.

Why choose HDFC ERGO Travel Insurance?

  • Wide range of plans to choose from
    HDFC ERGO offers a wide selection of plans to match your requirements. You can also choose the plans depending upon your family size and age.
  • Vast Geographic Coverage
    HDFC ERGO offers travel insurance plans across geographies including Schengen countries and length of travel to suit every need
  • 24*7 Support
    HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2700 700 or write an e-mail to :
  • Trusted by Millions
    HDFC ERGO Insurance is a recognized brand for taking care of your insurance needs. With 75 lac+ happy customers the brand has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.
  • Benefits of buying online travel insurance with HDFC ERGO?

    HDFC ERGO Travel Insurance allows you to buy travel insurance policies online via or download our app for mobile access.

    • Easy, convenient and time saving
    • On spot plan comparison
    • Multiple secured payment options
    • 24*7 Customer Support
    • Transparency
    • Instant policy

    Global Coverage:

    • Asia: Experience the richness and diversity of Asia without a single worry with our tailor-made travel insurance plans. The medical insurance coverage comes in particularly handy when travelling to remote parts of the continent.
    • Schengen countries:While it is compulsory to get travel insurance to obtain a Schengen visa; the sceneries shine brighter, and parties get louder when you have someone looking out for you at every step of the way!
    • Worldwide, excluding USA and Canada: For nomads constantly hopping from one country to another, a comprehensive travel insurance plan offers the safety and peace of mind to travel at will to any part of the world without having to worry about luggage hassles or medical emergencies.
    • Worldwide coverage: It’s beautiful to see the sunrise from a different country every week, but as a globetrotter, you must also prioritise your safety. Travel the world fearlessly as we protect you and everything dear to you.

    Medical Related Coverage:

    • Emergency medical expenses: If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.
    • Emergency dental expenses: Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!
    • Medical evacuation : We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
    • Hospital daily cash allowance: Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.
    • Medical & Body Repatriation: In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.
    • Accidental death: We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.
    • Permanent Disablement:If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

    Baggage-related coverage:

    • Loss of Baggage & Personal Documents: You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.
    • Loss of checked-in baggage: What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.
    • Delay of checked-in baggage:You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

    Journey-related coverage:

    • Personal liability: In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.
    • Financial Emergency Assistance: Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.
    • Hijack Distress Allowance:We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.
    • Flight delay: Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.
    • Hotel Accommodation: Let us take care of your extended hotel accommodation while you recover from your medical emergency.

    Eligibility for opting HDFC ERGO Travel Insurance

    • Single Trip Travel Insurance: Anyone from 6 months to 70 years.
    • Annual Multi Trip Travel Insurance: Anyone from 18 years to 70 years.
    • Single Trip Asia Excluding Japan: Anyone from 6 months to 70 years.

    What does not get covered under HDFC ERGO Travel Insurance?

    • Breach of Law: Any sickness or health issues caused to due to war, injury, or a breach of the law.
    • Consumption of Intoxicant substances: If you consume intoxicant or banned substance, the policy shall not entertain any claims.
    • Pre existing diseases:If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.
    • Cosmetic and Obesity Treatment:If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
    • Self Inflicted Injury: We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you.
      • Adventure Sports:Any injury caused due to an adventure sport remains uncovered.

        Note: Coverages, terms and conditions and exclusions are only outlined briefly above. For complete details, please refer to the policy wordings.

    Travel insurance cancellation process

    A charge of Rs. 250/- is levied on cancellation requests. Cancellation is possible only if you are yet to travel. In case we receive Travel insurance cancellation request after the commencement of the policy date, photocopy of all pages of passport will be required as a proof that you have not travelled.

    Travel Insurance 4.1 271 | 271 Reviews

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