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HDFC ERGO Two Wheeler Insurance Policy - Multi Year

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Multiyear (Upto 3 Years) Third Party Insurance for Two Wheelers

What is 3rd Party Insurance

Third-party insurance only is a mandate under the Motor Vehicles Act, 1988. A multi-year policy covers legal liability for injury, death, owner driver & optional personal accident cover for Pillion passenger, and/or property damage caused to a third party in the event of an accident.

Safety comes first! We truly agree to the fact, that with the growing number of vehicles, there are high probabilities of accidents and mishaps happening on the road.  Despite following all the safety norms, a slightest piece of negligence may lead to a fatal accident. Such a road accident may at times lead to loss of life or severe injury. Due to development in medical science, there is a considerable rise in hospitalization expenses. Additionally, the repair costs for the damaged vehicle may burn a hole into your pocket.  To meet such unforeseen expenses and ensure a planned financial regime, it’s beneficial to opt for HDFC ERGO Multi Year Third Party Liability Only Two Wheeler policy.

The best benefit of getting a multiyear third party liability cover is you get coverage for up to three years as per your requirement. In addition, the two year multiyear policy also gives you a break from annual renewals. By opting in for this policy, you can secure yourself against the revision of Third Party rates every year, resulting in significant savings in subsequent years.

Why choose HDFC ERGO Two Wheeler Insurance?

  • 24*7 Support
    HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2700 700 or write an e-mail to :
  • Zero Documentation
    You need not go through lengthy procedures for buying online two wheeler insurance policy
  • Trusted by Millions
    With over 75 lakhs happy customers, HDFC ERGO is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability.
  • Fair and transparent claim settlement policies
    HDFC ERGO Motor Insurance claims are settled with utmost transparency

Benefits of HDFC ERGO Multiyear Two Wheeler Policy

  • Instant Policy Issuance
  • Long term protection
  • No more annual renewals
  • Paperless transaction
  • Various online payment through multiple secure payment modes
  • More savings with increase in annual increase in TP premium in subsequent years

(All discounts are subject to necessary excess/deductibles as pre the terms & conditions)

What gets covered under Multiyear Two Wheeler Insurance Third Party Liability?

Third Party Liability Person

Did your vehicle cause injuries to another person? Worry not! Your third-party insurance coverage offer coverage to all your liabilities related to medical needs of a third party.

Third Party Property Damage

Did you accidentally collide with another person’s vehicle or property? If yes, do not worry as we cover Rs. 7.5 Lacs towards third party property damages.

Personal accident cover

You can opt for Compulsory Personal Accident Cover, only if you have driving license. You can skip this if you have personal accident policy of Rs 15 Lacs or have another motor insurance policy with "Compulsory Personal Accident Cover" of Rs 15 Lacs.

  • Comprises of Third Party premium set by IRDAI. For a quote please click here .

What does not get covered under Multiyear Two Wheeler Insurance Third Party Liability?

  • Contractual liability claims
  • Any damage and/or liability caused sustained or incurred outside the Geographical area
  • Vehicle is being used otherwise than in accordance with the limitations as to use
  • Liabilities that may arise directly or indirectly from nuclear weapons materials

*Please note that the above mentioned points are illustrative exclusions. Kindly refer to policy wordings.

*This content is descriptive only. Actual coverage is subject to language of the policy issued.


(As per Supreme Court ruling, starting from 1st Sept, 2018, 5 years third party cover is mandatory only for brand new two wheelers.)