Help RHS Menu

 Let's Chat Get answers to all your querie Start Chat
Renew Query
Renew/Buy
1800 2 666 400
Service Query
Service Queries
1800 2 700 700
Long Term Two Wheeler Comprehensive Insurance Policy Online - HDFC ERGO
Two Wheeler Liability Multi Year Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

: 4.4     49 Ratings | 49 Reviews

Buy Online

GO

Instant Renewal

Enter HDFC ERGO/HDFCGI Policy Number for Renewal
 
GO

Extend Travel Dates

Modify Travel Dates

Call Me

 
 
 

Buy HDFC Ergo Two Wheeler Insurance Policy Online

Riding a bike is a fun filled activity; it’s just you and your beloved bike who rides across the mushy terrains for cherishing lifelong experiences. Be it an adventurous cruiser ride through off roads or everyday scooter ride to office through congested roads, your two-wheeler is indeed an amazing way to travel everywhere. Although riding a two wheeler is an exciting experience, it is also vulnerable to road accidents. Similarly, external factors such as natural calamities and damages due to third party may cause severe hazards to your life and two-wheeler too. To pay for exorbitant repair costs and deal with accidental damages, you may have to shed a hefty amount. With the rising inflation in India, the costs of spare parts and labour charges have seen a tremendous hike.Even a minor repair or replacing a spare part may also cost you a fortune. To avoid such a scenario and enjoy total peace while riding your two-wheeler, it is advisable to opt for a comprehensive two wheeler insurance cover.

For a hassle-free bike riding experience and security against unforeseen incidents, Two Wheeler Insurance Cover is mandatory. As per Motor Vehicles Act in India, it’s compulsory to opt for third party insurance for your vehicle. However, it’s always recommended to opt for a comprehensive two wheeler insurance for securing your bike totally against accidents, damages, theft, total damage and personal accident.

HDFC ERGO is offering a super saver on scooter insurance which discounts up to 50%. Hurry!! Grab this opportunity now, as HDFC ERGO Scooter insurance starts at just Rs. 949* (T&C apply) for one year cover. Make the most out of this offer and choose HDFC ERGO as your scooter insurance partner for enjoying a worry free ride.

Types of two wheeler insurance policy

What is two wheeler or bike insurance?

For a hassle-free bike riding experience and security against unforeseen incidents, Two Wheeler Insurance should be taken by all of us. As per Motor Vehicles Act in India, it’s compulsory to have third party insurance for your vehicle. However, it’s always recommended to opt for a comprehensive two wheeler insurance for securing your bike totally against accidents, damages, theft, total damage and personal accident.

How to buy two wheeler or bike insurance policy online?

Why HDFC ERGO for two wheeler insurance?

  • 24*7 Support
    HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2700 700 or write an e-mail to :
  • Zero Documentation
    You need not go through lengthy procedures for buying online two wheeler insurance policy
  • Trusted by Millions
    With over 75 lakhs happy customers, HDFC ERGO is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability.
  • Fair and transparent claim settlement policies
    HDFC ERGO Motor Insurance claims are settled with utmost transparency

Benefits of buying online HDFC ERGO Two Wheeler Insurance policy?

  • Quick approval
    Estimated approval within 24 hours, of vehicle reaching garage
  • Cashless claim service
    You can avail cashless claim service with over 6800+ authorized network of garages across India.
  • No Claim Bonus
    You can also avail no claim bonus for every claim free year.
  • Buy online for added convenience
    Wherever you go, use our mobile app for instant buying.
  • Instant Policy
    Thanks to paperless documentation and quick approval, you can download your policy document on successful payment of premium.

(All discounts are subject to necessary excess/deductibles as per the terms & conditions)

 

What gets covered under Comprehensive Two Wheeler Insurance?

Own Damage Cover

Own damage cover refers to the protection offered by HDFC ERGO Two Wheeler Insurance for any financial loss arising due to the following situations

  • Loss or damage due to theft of insured vehicle
  • Loss or damage of the insured vehicle in case of accident
  • Loss or damage of the insured vehicle due to natural calamities

Third Party Cover

HDFC ERGO offers Third Party Liability Two wheeler Insurance policy offers coverage for your legal liabilities towards third parties for injuries, permanent total disability, death and property damage arising due to any accident involving your vehicle. Our third party insurance policy provides cover against all kinds of vehicles – personal as well as commercial, for worry-free movement on road.

HDFC ERGO third party liability Two wheeler insurance cover also includes the personal accident cover for the owner or driver for accident caused involving the insured vehicle. The owner or driver is insured for Rs. 1 lac to cover cases like accidental death or total disability.

(*For more details on policy inclusions, please refer to the policy wordings)

What does not get covered under Comprehensive Two Wheeler Insurance?

  • Depreciation
  • Damage caused by driver who doesn’t hold a valid licence
  • Mechanical or electrical breakdown
  • Damage caused due to intoxication
  • Damage caused due to war or related activities
  • Consequential loss

*Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings)

 

 

(As per Supreme Court ruling, starting from 1st Sept, 2018, 5 years third party cover is mandatory.)

Long term Bike Insurance Policy

Long Term Bike Insurance Package Policy is designed to secure your bike for a long run. Buying a long term bike insurance policy for 2/3 years will keep the renewal hassles at bay. You also don’t have to deal with the third party premium hikes every year and moreover your bike remains covered for a long term letting you ride without any worries.

Two Wheeler Insurance FAQs

1. Why do I need two wheeler insurance?

2.What are the different types of two wheeler insurance policies and what are its coverage?

3.What are the benefits of buying two wheeler insurance online?

4. Which plan should I buy, comprehensive or liability only?

5.What benefits shall I get on Long Term policy over a single year policy?

6. How to buy multiyear two wheeler insurance policy?

7. How long would it take to get a policy issued?

8. What is my two wheeler policy period?

9. What addons are available on my two wheeler policy

10. What will happen when the policy holder sells his bike?

11. How do I transfer/insure my newly acquired second hand two wheeler?

12. What is a No Claim Bonus (NCB)?

13. What is NCB benefit in a multi-year policy?

14. How is the value of the vehicle (IDV - Insured Declare Value) calculated?

15. What is endorsement and how do I make changes (also known as endorsement) to my policy?

16. What if my two wheeler insurance policy is misplaced?

17. Can the Owner of the bike also be insured under the same policy?

18. What are the factors that determine the premium for Two Wheelers?

19. What are the discounts that can be allowed under Two Wheeler policies?

20. What is the scope and cover offered in a two wheeler insurance policy?

21. What are the types of events or losses not covered under two wheeler insurance?

Two Wheeler Insurance

Two Wheeler Insurance 4.4 49 | 49 Reviews

Customer Review Summary

Average Rating :   
4.4
(Based on 49 ratings )
Star 5 :
Star 4 :
Star 3 :
Star 2 :
Star 1 :